The price of your Direct Line car insurance quote depends on how likely you are to make a claim and how expensive that claim could be. Your No Claim Discount Details of any claim-free driving could reduce your premium. We’ll cover you for any damage caused to your car by using the wrong fuel.
Need car insurance?
We’ve also surveyed 170 Direct Line customers who’ve claimed on its policies. A good option if you’re looking for affordable comprehensive protection that covers the essentials. Now, Direct Line offers a wide range of cover for car insurance, home insurance, pet insurance and more. Modified parts can be hard or expensive to replace, and cars with mods are more likely to be stolen. We’re not suggesting you downsize your car if it’s not practical, but the size of your car and its engine are things we consider when we calculate your quote. Industry trends This could include higher prices for parts and labour, patterns in car theft and the types of claims being made.
- Direct Line’s Essentials policy scored 55%, and its Essentials Online scored 53%.
- You can speak to Direct Line using webchat or their WhatsApp messaging service.
- These are Premium Online (which scored 67%), Standard Online (65%) and Essentials Online (53%).
- You’ll get a replacement car at no extra cost for the duration of your car’s repair if it’s being fixed by one of our approved repairers.
- Driver age and experience On average, experienced drivers are less likely to have an accident than newer drivers.
- Modified cars might look great and may improve your car’s performance, but they’re usually more expensive to insure.
Direct Line optional extras
Where you live Some areas are riskier than others, and accidents are more likely if you live in an area with relatively high traffic levels. Your job What you do for work can impact the time you travel, and the amount of driving you do. Policy start date An inaccurate or change in start date may affect your premium. Your car details Your car’s registration number (or its make, model and year), as well as its value, purchase date and annual mileage.
A child car seat provides essential safety for a child in the event of an accident. Whether you’ve saved up for it, taken out a loan to finance it or the bank of mum and dad are stepping in, it’s something you’ll never forget. In the insurance industry, this rule change is known as Pricing Practices Regulation, or PPR. From January 2022, all insurers must make sure existing customers are offered the same price at renewal as they would get when buying a new policy.
- We’ve got a special van insurance quote journey to help you get the best cover for your vehicle.
- As they’re online products, you’ll manage everything to do with your policy online.
- If you can’t drive after an accident and you need to stay in a hotel, we’ll help cover those costs.
- See how this compares with the best car insurance, or read more about how we rate car insurance.
- Of the six Direct Line policies we reviewed, its Comprehensive Plus policy did best in our analysis.
- Although we were impressed with its cover, Direct Line’s middling customer score and a higher-than-average complaints rate from claimants meant we didn’t award its products Best Buys.
And because it’s all online, getting started is quick and easy. They were the first UK insurer to sell directly to customers over the phone. Direct Line has been a trusted name in car insurance since 1985.
Previous claims or convictions You must tell us about these events, or it could invalidate your policy if you need to make a future claim. How far you drive The more miles you drive, it’s more likely you’ll be involved in an accident. However, the risk of being involved in an accident tends to increase after the age of 70.
Discover other insurers
Having more drivers on an insurance policy may push the cost up depending on their driving history, age, points, convictions and claims history. Personal details Your address, driving license info, previous claims and other named drivers on your policy. If you’re in an accident with an uninsured driver that isn’t your fault, we’ll protect your claim-free years and also cover your excess. However, providers can’t be Best Buys if there’s evidence – either from our surveys or from Financial Conduct Authority data – of poor service or a poorer-than-average record of paying claims. It also scored 74% when assessed specifically for its claims service (joint 8th out of 14). Type of vehicle you drive Your car’s value, engine size and desirability could increase the risk of it being stolen or the cost of it being repaired.
Does Direct Line offer the best car insurance?
If you use your garage, you’ll still get a hire car for up to 21 days consecutively. We’ve got a special van insurance quote journey to help you get the best cover for your vehicle. We’ll help if either you or your partner are injured or killed in a car accident. There are restrictions to this benefit, such as age (must be over 25 at policy start / renewal date) and occupation. You’ll get a replacement car at no extra cost for the duration of your car’s repair if it’s being fixed by one of our approved repairers. See what else is included with our three comprehensive cover levels below.We also offer Third Party, Fire and Theft.
Can I get cheaper car insurance?
You can drive other cars as long as you have permission from the vehicle owner. Covers more than the essentials, such as claims made against you and if your car is stolen. Find the right policy for your vehicle using the service provided by MoneySuperMarket Its claims score of 74% means it shared 8th place with Admiral and Lloyds Bank, below the AA and LV with 75%. It also offers discounts to customers who buy car and home insurance. But how many drivers this will be useful to depends in part on how the insurer defines ‘new’.
Although we were impressed with its cover, Direct myvip casino Line’s middling customer score and a higher-than-average complaints rate from claimants meant we didn’t award its products Best Buys. Check you’re getting a great deal on car insurance using the service provided by MoneySuperMarket Select a policy from our table to see what it offers and how it scored.